Coverage lines

Logging insurance, line by line

Seven specialized coverage lines — each built for the real exposures of logging, timber, and forestry work. No generic contractor policies.

Loggers' Workers' Compensation

Logging is one of America's deadliest jobs. We write workers' comp for logging class codes (2702, 2710, 2712) — chainsaw, felling, cable/yarding, skidder, and sawmill crews — with EMOD strategy that keeps your experience mod from sinking the business.

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Log Truck & Commercial Auto

Coverage for log trucks on forest roads and highways — physical damage, cargo, bobtail, non-trucking liability, and ICC/MC filings. Loaded trailers, stake binders, and long log overhang are standard, not afterthoughts.

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Logging Equipment / Inland Marine

Inland marine coverage for the iron that makes logging work — feller bunchers, skidders, forwarders, delimbers, knuckle-boom loaders, cable yarders, and chain saws. Scheduled equipment, in transit or at the landing.

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General Liability — Forestry & Timber

General liability built around logging operations and practices — the Loggers Broad Form endorsement, loading/unloading, third-party bodily injury, and completed-operations claims. Standard contractor GL excludes most of what you do.

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Sawmill & Property Insurance

Property and liability for portable and stationary sawmills — band mills, circular saws, planer mills, dry kilns, and lumber storage yards. Fire, equipment breakdown, and sawyer bodily injury are the real exposures.

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Pollution Liability — Forestry

Pollution coverage for the environmental risks of forestry work — fuel and hydraulic spills on the landing, erosion and sediment runoff into streams, wetlands disturbance, and stump grinding. Standard GL excludes pollution outright.

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Tree Service & Arborist Insurance

Coverage for tree care, pruning, removal, and arborist work — the high-volume trade adjacent to logging. Workers' comp (class code 0106), GL, aerial-lift bucket trucks, and chipper inland marine.

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Not sure which lines you need?

Most logging operations carry four to six of these together. We'll review your program and quote the gaps — in about a day.

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