Insurance for your life right here in Flagstaff.
Lumberjack Insurance is a hometown agency protecting Flagstaff-area families' homes, cars, and businesses across Northern Arizona. We're a program of Contractors Choice Agency, serving folks since 2005 — neighbors helping neighbors cover what matters most up here on the mountain.
Est. 2005
Contractors Choice Agency
A big-company policy with a hometown agent.
Most agencies treat Flagstaff like any other dot on the map. We don't — we live here, we drive these roads, and we cover our own families against the exact same Northern Arizona risks you face. When you call, you reach people who know the mountain.
We live here too
We're a local Flagstaff agency, not a 1-800 call center three states away. We know what 7,000-ft living actually means for your home and your policy — because we deal with the same winters, the same dirt roads, and the same insurers you do.
One agency, all five lines
Home, auto, business, landlord, and renters — all under one roof. Bundle what you can, keep it simple, and call one familiar number when life happens instead of juggling a different company for every policy.
We know Northern Arizona's real risks
Wildfire season, heavy snow load on the roof, monsoon downpours, and elk on the highway after dark. We help you cover the things that actually threaten mountain-town families — not a generic checklist built for somewhere else.
Backed by Contractors Choice Agency
We're a program of Contractors Choice Agency, serving folks since 2005. That means real markets, real coverage options, and real service from people who answer the phone — with 20+ years of experience standing behind every policy.
“I built this agency to take care of my neighbors. Flagstaff and Northern Arizona families work hard for what they have — the home up in the pines, the truck that gets them through winter, the business on the corner. My job is making sure one bad day doesn't take it from them. That's personal to me, and it always will be.”
Josh Cotner
Founder, Contractors Choice Agency · NPN #8608479
Ready to protect your Flagstaff home, car, or business?
Get a real quote from a local agency that knows Northern Arizona — friendly help, no pressure, just neighbors looking out for neighbors.