Logging insurance, by people who know the woods.
Lumberjack Insurance is the logging & forestry program of Contractors Choice Agency — founded in 2005 by a former contractor, licensed in all 50 states, with direct appointments at the A-rated specialty markets that actually underwrite logging class codes.
Est. 2005
Contractors Choice Agency
The niche most agents decline, we write every day.
Most insurance agencies are generalists. They write roofing, restaurants, retail — and when a logger calls, they submit to a standard market that declines on the class code. We've spent two decades in the trades other agents won't touch.
Former contractor credibility
Josh Cotner ran crews before becoming an insurance specialist. He reads a loss run the way a logger reads a stand — and writes submissions that reflect how the operation actually works.
20+ years contractor-focused
Founded in 2005, Contractors Choice Agency has spent two decades insuring the trades that standard carriers won't touch — spray foam, roofing, and now logging and forestry.
Licensed in all 50 states
We write coast to coast, including the four monopolistic-fund states (OH, WA, ND, WY), Oregon SAIF, and Idaho. Wherever your timber sale is, we can write the coverage.
Specialty-market access
Direct appointments with the A-rated specialty programs that actually underwrite logging class codes, cable operations, and forestry pollution — not just the generalist markets.
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Years insuring contractors
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States licensed & writing
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Average quote turnaround
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Claims response guarantee
“I ran crews before I sold insurance. I know what a feller buncher costs to replace because I've written them, and I know what a chainsaw claim looks like because I've seen them. That's the difference between an agent who logs your operation into a form, and one who actually understands it.”
Josh Cotner
Founder, Contractors Choice Agency · NPN #8608479
Ready to insure your logging operation?
Real quotes from real specialty markets — in about a day. Licensed all 50 states.